Almond Valley Wealth Management can help you feel more confident and in control of your finances, and provide you with the tools and guidance you need to achieve your financial goals over time. We help solve a wide range of financial problems, such as creating a budget, managing debt, investing for retirement, planning for major life events, and protecting your assets.

Some common concepts we enjoy helping clients with include:

  1. Retirement planning: We provide guidance on how much to save, what types of accounts to use, and how to create a sustainable income stream in retirement.

  2. Investment management: We help you manage your investments, including selecting appropriate investments based on your goals and risk tolerance, monitoring your portfolios, and making adjustments as needed.

  3. Financial planning: We create a comprehensive financial plan that considers your current financial situation, your goals, and your risk tolerance. This can include planning for major expenses such as buying a home or paying for college, as well as creating a plan to pay off debt and save for retirement.

  4. Tax planning: We assist you with minimizing your tax liability by identifying tax-efficient investment strategies, taking advantage of tax deductions and credits, and creating a plan to manage tax liability over time.

  5. Estate planning: We help create an estate plan that takes into account your wishes for how your assets will be distributed after passing away, and can help minimize estate taxes and other costs.

 

EDUCATION

Almond Valley Wealth Management provides education as part of our services. This may include helping you understand different investment options, explaining complex financial concepts, and providing guidance on how to make informed financial decisions. We offer educational resources such as articles, webinars, and seminars to help you stay informed about the latest financial products, services, and trends. By providing education and guidance, we can help you make more informed decisions about your finances, and ultimately achieve your financial goals.

 

 

BUSINESS PLANNING

Do you ever feel like advice often comes in a one-size-fits-all package? We know every business is different, so we start by getting to know your business and you first. Whether you're looking to protect what you've built, retain top talent or recruit new employees, we've got you covered.

After all, it's more than just a business. It's personal. And that's why we go beyond the basics to create a plan that covers what matters most to you. Here are just a few of the ways we can help.

Your business:

Your employees:

  • Qualified Retirement Plans. Help attract and retain employees with a range of defined contribution and defined benefit retirement plans.

  • Bonus Plans. Help your top people overcome limitations on qualified retirement plans with an added benefit for their value.

  • Nonqualified Deferred Compensation Plans. Offering competitive benefits for top talent is important to the success of your organization.

  • Group Benefits. Tailor group dental, disability, life, vision, and critical illness insurance solutions to fit the needs of your business and your employees.

  • Key Employee Retention & Retirement. Help recruit, retain, reward, and retire key employees.

Your life:

  • Business Owner Strategies. Plan for your retirement goals and request a complimentary analysis to get personalized recommendations.

  • Disability Income Protection. Help ensure your financial security—and your business—are protected if you become too sick or hurt to work.

  • Legacy & Estate Planning. Design a plan for the transfer of your personal and business assets, including trust and gifting strategies.

  • Life Insurance. Learn how you can leverage life insurance to cover financial needs for your family and your business.

The subject matter in this communication is provided with the understanding that Principal® is not rendering legal, accounting, or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.

Although an analysis from Principal provides a valuable starting point, it does not provide you with a legal opinion as to the legal or tax implications of agreements or to the appropriateness of any funding strategies. Principal cannot provide you with any legal document or revise existing legal documents. The review is intended to help identify your objectives and issues to be considered to help ensure those objectives are being met.

 

 

CONSULTING SERVICES